351 Pleasant Street, Suite B-348
Northampton, MA 01060
tel. (508)797-0200
fax (508)797-0201
One of the questions I often hear from people — typically, not my clients actually, but from people who ask about what I do — is “how do people pay an attorney, when they are bankrupt?” Admittedly, it is often a challenge. I am somewhat in control of what I charge — though I need to…… Continue Reading
People often ask me why I do what I do. Why I am a bankruptcy attorney. Why I focus my practice on the representation of individuals, families and small businesses struggling with debts. Admittedly, it’s not typically my clients who ask, but the other lawyers I see at the seminars, cocktail parties and rubber chicken…… Continue Reading
It happens all the time. People come into my office and sit down and the first thing they ask is what will happen to their house if they file for bankruptcy. Chalk it up to another example of the myths and misinformation that persist about bankruptcy. I have so many people — lawyers even — that seem to…… Continue Reading
I have recently had a number of people ask me whether they can keep their cell phone when they file bankruptcy. My quick answer is, “sure you can keep it, as long as we can exempt it!” But then I typically start to wonder, is that really what my client meant? The real question I should…… Continue Reading
A common issue with many of my consumer bankruptcy clients is waiting far too long to call me. So many people struggle so long with their credit card debt that is out of control that by the time they pick up the phone to call me. By that time their options are extremely limited. Many…… Continue Reading
Over the years I’ve noticed one consistent theme among the people who sit down in my office to talk about the their options in dealing with their debt: they almost all wait way too long to call me. Far too many people struggle for far too long with their unmanageable debts, before ever doing…… Continue Reading
Recently, I have had a number potential clients call to ask me whether it is legal for a creditor to exercise a lien after a discharge in bankruptcy. The gut response to anything related to the idea of whether a creditor can take something from you after discharge is a resounding, “NO WAY!” However, the…… Continue Reading
A big challenge for me, and I suspect for all lawyers, is to be cautious when using “our language” with unsuspecting clients. At every consultation I am careful to define things like “automatic stay” and “discharge”. Still, there are some terms I will throw around without thinking twice. Recently I noticed a client’s quizzical look…… Continue Reading
About 4-5 weeks after filing your bankruptcy case, you will be required to appear at a public meeting with your bankruptcy trustee (See 11 U.S.C. § 341(a)) sometimes called the “Meeting of Creditors” or “341 Meeting”). The meeting of creditors is open to the public and ALL CREDITORS and other parties are invited to attend.…… Continue Reading
Many of my clients are shocked to learn that they are required to take not one, but two courses in order to get a discharge in a personal bankruptcy. As part of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA), Congress mandated that all individuals filing for bankruptcy under Chapters 7, 11,…… Continue Reading
The Law Offices of James Wingfield is proud to be a debt relief agency. We help the individuals, families and small businesses of the Worcester area file for bankruptcy relief under the United States Bankruptcy Code. The Law Offices of James Wingfield serves Central and Western Massachusetts clients in Worcester County, Hampden County, Hampshire County and Middlesex County including Worcester, Shrewsbury, Springfield, Westborough, Southborough, Framingham, Northampton, Natick, Amherst, Fitchburg, Leomister, Douglas, Uxbridge, Gardner, Belchertown, Holyoke, Wilbraham and Chicopee. The information contained and obtained in this website does not, nor is it intended to be, legal advice. Contacting us, be it through this website, via email of by telephone does not create an attorney-client relationship. An attorney-client relationship is only created upon execution of an engagement agreement or fee agreement.
